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The Highway Loss Data Institute conducted a study of auto theft
and adjusted for the total number of each vehicle and looked only
at 2000 to 2002 model-year vehicles. NICB theft studies have been
faulted as misleading because they fail to take into consideration
the overall number of cars of a specific model on the road. One
reason Accords and Camrys are so frequently stolen is that they
are popular vehicles that have been sold in the U.S. for a long
time so there are simply more of them available to steal.
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Frequency of Theft
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Class/Model
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Theft Frequency
(claims per 1,000 insured vehicle years)
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Cadillac Escalade 4WD
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10.3
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Dodge Stratus
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8.7
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Mitsubishi Mirage
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7.2
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Jeep Wrangler 4WD
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7.2
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Lincoln Navigator 2WD
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6.6
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Dodge Intrepid
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5.8
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Lincoln Navigator 4WD
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5.7
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Dodge Ram 1500
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5.6
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Ford Expedition 2WD
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5.6
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Chrysler Sebring
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5.5
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Average for all vehicles
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2.6
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Overall Average Theft Claims
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Class/Model
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Avgerage. Theft Payment
per Insured Vehicle Year*
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Cadillac Escalade 4WD
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$167
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Chevrolet Corvette convertible
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$75
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Lincoln Navigator 4WD
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$71
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BMW X5 4WD
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$67
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BMW 3-series convertible
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$63
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Lincoln Navigator 2WD
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$62
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Lexus LX-series 4WD
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$61
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Chevrolet Corvette
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$59
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Lexus IS 300
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$59
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Audi A4/S4 Quattro
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$55
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Average for all vehicles
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$15
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*An "insured vehicle year" represents one vehicle
covered by insurance for one year. For example, 4 cars insured
for two years would make for eight insured vehicle years.
In the bottom table, the amount shown was calculated by dividing
the total amount paid in theft claims by the total amount of insured
vehicle years for each vehicle. The total number of insured vehicles
includes, of course, vehicles for which no theft claim was ever
filed.
In that way, the number is affected by both the number of vehicles
stolen out of the total number of vehicles, and the value of each
vehicle stolen. The more vehicles that are stolen as a portion
of the total number insured, and the more expensive each vehicle
is, the higher the final figure will be.
For more studies by the Highway
Loss Data Institute
http://www.hwysafety.org/default.htm
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